More than just simply a medical insurance company, Mutual of Omaha offers all sorts of insurance and financial services. They have been around for decades and have used that time to build themselves quite a reputation. This company is respected and trusted, and that’s why many seniors are going to choose a Mutual of Omaha Medicare Supplement for 2020.
What Is a Medicare Supplement?
You may be familiar with Medicare, but how much do you know about the supplementary plans that work alongside them? These are plans that Medicare has designed but that it allows private insurance companies to sell. Those companies are able to set their own rates for the plans and choose which of the eight Supplement plans they want to sell to consumers.
Supplement plans add on coverage to Original Medicare, taking care of some of the expense that are left over after Medicare does its part for your healthcare needs. So, as Medicare coverage ends, Supplement coverage picks up and provides even more. Where Medicare coverage runs out for in-hospital stays, the Supplement plans can come and provide an additional 365 days of coverage. That can be quite useful if you feel like you are not being adequately covered with your Medicare plan.
Supplement plans cover deductibles, blood, excess charges, copayments, coinsurance and other out-of-pocket costs that you may not be able to cover on your own very well. You may not have much trouble covering those costs, but it could still save you money to choose a Supplement plan for your coverage.
Medicare Supplements are only available to seniors who have Original Medicare. If you are eligible for the Original plan, then you should also be eligible for the Supplement plan. If you have coverage from a union, your employer or from Medicare Advantage, then you will not be able to sign up for a Supplement plan and expect to get coverage, in many cases.
If you are not sure if you are eligible for supplementary coverage or if any of your current coverage will be compatible with the Supplement plan, then you can always consult with us. Our team will be happy to help you figure things out and point you in the right direction.
Medicare Supplements through Mutual of Omaha
If you get your supplementary coverage from Mutual of Omaha, then you will also receive the member benefits that they have to offer. This can be a number of different services and perks, and it often includes access to medical professionals at all times, personalized healthy living plans, 24-hour customer service, financial advice and more. Because Mutual of Omaha does more than just sell Medicare plans, they have a lot that they can offer their customers, and you can take advantage of all of that at no extra cost. They manage to offer perks that other insurers cannot, so that makes them an obvious choice for consideration.
A Mutual of Omaha Medicare Supplement for 2020 can change your healthcare situation drastically. It can make it so much easier to afford your medical expenses. It can give you peace of mind about your healthcare. It can make things simpler for you to choose to go to the hospital rather than to wonder if that would be something that you can afford.
Mutual of Omaha also offers different prices than its competition. Their rates are their own, and you can see what those rates are and even compare them to the competition. An easy way to do that is to use our website. We will provide you with a list of rates for any plan that you want to look at. You can see what Mutual of Omaha is charging for that plan, as well as the rates of other insurers on the same policy. This is the simplest and most effective way to source and compare quotes and to find a good deal on your coverage.
Mutual of Omaha’s Best Plans
There are some Supplement plans that simply offer more than others. These are high coverage plans that are affordably priced, and Mutual of Omaha usually has them at a reasonable rate. You can save the most money with these plans, but that doesn’t mean that they are for everyone. There will be some people who simply do not require all of the coverage that these high coverage plans are offering.
Supplement Plan G is the clear choice for economical plan. It covers so much of the supplemental cost and yet is often very competitively priced. This is a plan that we often recommend, as it not one of those overpriced plans that loses its value because of the high price tag. It is one that should save most seniors money on their healthcare. Plan G will cover all supplemental expenses except for a single deductible.
Plan N is a good choice too, and it will cover most supplemental expenses. You can get coverage from Plan N for all Part A expenses, some of the Part B copayments, all nursing care coinsurance, blood coverage and foreign travel exchange. It is even cheaper than Plan G and can save you even more money.
You may have heard that Plan F was the most popular or the best choice, but that’s not true. It is actually a discontinued plan now, and it is only going to be available to those who have it as their 2019 plan and who would like to renew coverage on it. Plan F covers all supplementary expenses, but the price tag for it is often so high as to render it a poor choice, in many instances.
Every Mutual of Omaha Medicare Supplement for 2020 is worth your consideration, and we can make it easy for you to compare them and to find the best prices. Just use our site to source your quotes and contact us if you have any questions. We would be glad to help you in making your coverage decision.
Compare 2020 Medicare Advantage Plans