Anthem Medicare Advantage 2020
Anthem has a wide array of Medicare Advantage plans. Some of these plans are not available from other health insurers. Seniors can take advantage of a higher coverage medical care plan than what they currently have through the Anthem Medicare Advantage 2020 plans.
In this post, let us talk about how you can register in Anthem’s lineup and learn about its costs and coverage.
Anthem Medicare Advantage Coverage
Regardless of where you purchase the Advantage policies, each plan has standard coverage designed by Medicare. The coverage would include the following items:
Medicare Parts A and B
Urgently needed medical care
But Medicare Advantage plans will give you additional protection on top of the standard coverage. Here are some of the optional items that you could obtain when you purchase one of Medicare Advantage plans from Anthem:
Prescription medicines through Medicare Part D
Prescription items such as eyeglasses, hearing aids and the like
Routine checkups for vision, hearing and more
The extra coverage will depend on the insurer and the plan you wish to have. Check the insurer’s policy carefully. Some coverage may be necessary while others are just a waste of your money.
Advantage Policy Cost
Medicare Advantage plan offers powerful coverage. Anthem offers several different MA plans and each has a different monthly premium and a deductible. You could be qualified for a plan that has a $0 monthly premium. However, the lower the premium, the higher the deductible will be. The average cost of Medicare Advantage is around $140 per month.
To compare the rates of Anthem’s Advantage plans to other insurers, please use our free tool. You can request quotes for one plan and we can give a list of rates from various insurance providers offering such a plan. By having plenty of quotes to compare, you can easily determine which insurer offers the best rates for a particular plan.
Our free tool is a great resource that you can utilize as frequently as you can. Even after you have chosen an MA plan, you can come back and use our comparison tool again. In this way, you can check whether or not the price for that plan has changed.
How to Sign Up with Medicare Advantage
If you are 65 years old or older, you are eligible to sign up for one of Anthem’s Medicare Advantage 2020 plans. On the other hand, if you are younger than 65, you may qualify to obtain one of the MA plans provided you have a medical condition.
Apart from your age, Medicare also requires that you have an active Original Medicare policy before you can obtain an MA plan from Anthem or other insurers.
The only time you can enroll in an MA plan is during the Open Enrollment. In this period, you can switch plans, cancel a plan or upgrade it. You may also choose to renew your current plan.
The Open Enrollment period for MA plans begins on October 15 and ends on December 7. During this period, you can sign up for one of the Medicare Advantage 2020 plans. Once approved, the coverage starts on January 1, 2020. Get in touch with us if you are not sure if you are qualified for this policy.
Medicare Advantage Plans of Anthem
Anthem offers various types of Medicare Advantage for seniors. You can have its basic policy that includes standard coverage. Or opt to have higher plans that include more protection but it will cost you more.
There are two major types of MA plans being offered by Anthem. The first one is MediBlue HMO. It is a type of network coverage that can provide you with full coverage when you get treated within the insurer’s network.
The second type is MediBlue PPO. In here, you get full coverage when you go to Anthem’s network. But you get partial coverage when you get treated outside the network. This one offers flexibility as you can go to any medical facility regardless of whether or not it is affiliated with Anthem.
PPO plans of Anthem are more expensive than HMO plans. However, PPOs are more flexible, which makes them ideal for seniors who travel a lot.
Another type of MA plan you can choose from is a special needs plan. It is ideal for seniors with specific diseases that require special coverage. The prices for these policies are lower than the average.
But not all seniors are qualified. If you are not sure what plan you can obtain or which policy offers the best coverage for your medical care needs, please contact us. We will guide you in making the right choices.
Our free tool will help you compare rates from one insurer to another. Doing so will help you make a smart plan choice. You may also choose to contact our customer support team to give you further assistance on how to pick the right policy. We will not charge you with anything.
You may use our free tool as often as you want to find a great deal on coverage. If you think that Anthem Medical Advantage 2020 plan is ideal for you, consider comparing its cover to the coverage of other health insurance options. Contact us to help you determine the best plan for your circumstance.
Compare 2020 Medicare Advantage Plans