You can be covered for healthcare costs that are not covered by Original Medicare. With a Medicare Supplement plan, the leftover expenses can be taken care of and you can be left with very little to pay from your own pockets. That can be quite helpful for seniors who struggle to pay for their own healthcare each year. Consider the AARP Medicare Supplement 2020 options and see what they have to offer you. It’s possible you will find a coverage policy that saves you a lot of money for the coming year.
This is what we urge all seniors to do. Supplement plans have the potential to save the average senior a lot of money. AARP offers not just the Supplement plans but also the power, resources and backing of a large, stable insurance company. They bring years of experience to the table, which makes them an attractive option for seniors who want some stability and who want a lot of perks for choosing one insurer over another.
The Power of Medicare Supplements
What we like about Supplement plans is how they fit so nicely with the basic Medicare coverage. They are designed to work in tandem with the Original Medicare plan, providing complementary coverage. They fill in for the gaps and cover the healthcare expenses that are not already covered by Original Medicare. Where the Medicare plan stops its coverage, the Supplement plan comes in and picks up.
Take the blood you use each year as an example. If you need to have blood supplied to you during an operating or a hospital stay, you would generally be required to pay for the first three pints of blood each year, if you are on an Original Medicare plan. With most Medicare Supplements, you will be covered for those first three pints as well.
Another example is the Medicare Part A services. You get some coverage for hospital stays and Part A services with Original Medicare, but you are required to pay for any hospice care coinsurance, all Part A copayments and the annual Part B deductible. Your Supplement plan can cover all of those for you.
It goes on further as well, with Part B’s deductible, copayment and excess charges all being covered by the Supplement plans. The nursing care coinsurance can be covered as well, as can foreign travel exchange, which relates to instances where you have to be transported by an emergency medical vehicle to a hospital or other medical facility within a foreign country.
How AARP Provides Supplemental Coverage
With a Medicare Supplement plan, you have a choice of different providers. You may not know which one to choose, and we want to point out some of the benefits of choosing an AARP Medicare Supplement for 2020.
The reason that a lot of seniors choose AARP over some of the other insurers is because AARP is very stable and has been around for a while. It is a company that has built up an impressive reputation and that offers a lot of services that are geared toward seniors. No other insurer offers so many member benefits that are senior focused as AARP does. That’s because this is more than just a medical insurance company. It is known for its senior services, and it can offer its policy subscribers benefits like pharmacy discounts, gym membership programs, private access to healthcare professionals 24 hours a day and much more. You may want to call up AARP and see what they have to offer you. The perks alone may be reason enough to choose them.
You also want to be aware of their prices, and their rates can be a bit higher than some of the competition’s. That’s simply due to all the extras that AARP gives to you, and you have to decide for yourself if those extras are worth it. AARP may not be right for everyone, and it may be too expensive in some cases, but you should at least know what your options are. Be sure to use our site to see where their rates are at and even to see how they compare to the other insurers.
You can use our site to source quotes on whichever Supplement plan you like. Then compare the list of quotes to see who has the best deals.
Compare AARP’s Top Plans
We want to make you aware of a few important, economical Supplement plans. The most popular plan right now is Medicare Supplement Plan G. This one covers just about all the supplemental expenses that we have listed up above. The only item it doesn’t cover from the supplemental expense list is the Medicare Part B deductible. All the rest is covered, making this a near full coverage plan.
Medicare Supplement Plan N is a good alternative to that, as it covers almost as much but cuts out some of the less necessary items. It will not cover the Part B deductible either, and it also does not cover the cost of Medicare Part B excess charges or the smallest Part B copayments.
Both of these plans offer a lot of coverage at an affordable rate. You can see how affordable they are by using the search tool on our website. It is often cheaper to sign up for one of these plans that to try to pay for all of their coverage out of your own pockets, but that really only holds true so long as all of their coverage items apply to you. If you are in relatively good health and don’t visit the hospital or doctor’s office frequently, then you may want to try a lower coverage plan. AARP offers some of those as well.
An AARP Medicare Supplement 2020 can cover the kinds of medical expenses that are personal to you and your situation. You can check out the full list of plans and then decide whether any of them are relevant to you. Be sure to plan ahead and try to pick a plan that covers you for the next full year pretty well, as that is as long as these plans will last before they need to be renewed or changed.
Compare 2020 Medicare Advantage Plans